Terms of Service

Last updated:

Welcome to Sctobonline.com. These Terms of Service (“Terms”) govern your access to and use of this website (the “Site”). By using the Site, you agree to these Terms.

1) About This Site

Sctobonline.com is an independent, informational wiki-style resource focused on general topics related to the ScotiaConnect business banking platform. It is not an official banking portal and does not provide financial services. For official guidance and sign-in, use Scotiabank’s own channels.

2) Informational Use Only

Content is provided for educational and informational purposes. It should not be taken as financial, legal, compliance, or professional advice. You are responsible for verifying accuracy and suitability for your needs.

3) No Account Access

This Site does not request, store, or process banking credentials, and it does not mediate payments or account changes. Do not enter or share confidential information here.

4) Acceptable Use

5) Intellectual Property

All original text, styles, and layout on this Site are owned by Sctobonline.com or its licensors. Third-party names and trademarks are the property of their respective owners and are referenced for identification only.

6) Changes to Content

Content may be updated or removed without notice. We may modify these Terms from time to time by posting a revised version with an updated date.

7) Third-Party Links

Links to external websites are provided for convenience. We do not control or endorse third-party content and are not responsible for their practices or policies.

8) Warranty Disclaimer

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. YOUR USE IS AT YOUR OWN RISK.

9) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCTOBONLINE.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA OR PROFITS, ARISING FROM YOUR USE OF THE SITE.

10) Indemnification

You agree to defend, indemnify, and hold harmless Sctobonline.com from any claims, liabilities, and expenses arising from your use of the Site or violation of these Terms.

11) Governing Law

These Terms are governed by applicable laws of your jurisdiction and, where relevant, the laws of the province or state in which Sctobonline.com operates, without regard to conflict of law rules.

12) Contact

Questions about these Terms? Email: [email protected]