Privacy Policy

Last updated:

At Sctobonline.com, we respect your privacy. This Policy explains what information we collect, how we use it, and the choices you have when interacting with this Site.

Scope: This Policy applies to Sctobonline.com only. It does not apply to third-party websites, including official banking portals.

1) Information We Collect

2) How We Use Information

3) Analytics

We may use privacy-respecting analytics tools to understand aggregate traffic patterns. These tools do not provide us with personally identifying information unless you voluntarily share it (e.g., by email).

4) Cookies & Controls

You can manage cookies through your browser settings. Disabling certain cookies may impact the Site’s functionality.

5) Data Sharing

We do not sell your personal information. We may share limited data to comply with applicable law, enforce Site policies, or protect rights, property, or safety.

6) Data Retention

Server logs are retained for a reasonable period to support security and troubleshooting, after which they are deleted or anonymized. Messages you send may be retained as needed to address the inquiry.

7) Security

We use reasonable safeguards to protect information processed by the Site. No online service can guarantee absolute security.

8) Children’s Privacy

This Site is intended for adults and business users. We do not knowingly collect personal information from children.

9) International Visitors

By using the Site, you understand that information may be processed where our servers or service providers are located.

10) Third-Party Links

Our pages may reference third-party resources for convenience. We are not responsible for their privacy practices or content.

11) Changes to This Policy

We may update this Policy periodically. If changes are material, we will adjust the “Last updated” date and may provide additional notice where appropriate.

12) Contact

Privacy questions? Email: [email protected]